Student Health Advantage is an international student insurance plan meant to cover international students studying outside their home country. It is available on an individual, family, and group basis.
Insurance coverage is available to an individual, their spouse and dependent children. However, the premiums for dependents are much higher compared to the primary insured, which is similar to most other international student medical insurance plans.
Student Health Advantage meets the requirements of some universities. In addition to the medical, it also provides coverage for emergency medical evacuation, emergency reunion, return of mortal remains, political evacuation and other valuable benefits. Its outpatient prescription drugs coverage is limited only to 50% of the actual expenses. Pre-existing conditions are covered after 12 months (6 months for the platinum plan) of coverage. Maternity coverage is available in the Student Health Advantage Platinum plan as long as the conception occurs after the effective date of the policy.
Student Health Advantage insurance participates in a wide PPO network called United Healthcare PPO network which has a wide number of providers all across the United States.
Student Health Advantage international student medical insurance is underwritten by SiriusPoint Specialty Insurance Corporation and is rated A- "Excellent" by A.M. Best.
Student Health Advantage will cover COVID-19 (coronavirus) treatment just like any other new medical condition that occurs after the effective date of the policy.
